PayPal is the one of the most popular electronic payment systems that is designed with the purpose of transferring money between people and business online from everywhere around the world. PayPal is easy to set up and easy to use in the following. Creating PayPal account would enable you to purchase different products and services from hundreds of online stores in addition to the ability of receiving or sending funds online at any time anywhere. PayPal company gives both businesses and individuals the ability to have their own account, receive payments easily through email addresses and access the money they receive immediately. PayPal is actually a user friendly payment system for managing and accessing your money. On this article we are going through PayPal advantages that would make you consider using this electronic payment system.

What are PayPal advantages?

paypal advantages
paypal advantages

Here is list of PayPal advantages that make you consider using the electronic payment system as your main transaction service.

Flexibility and accessibility

One of the most important PayPal advantages is that the service is very flexible whether you are some one who tend to purchase something or you are a merchant who sells products. PayPal payment service is almost accepted on all the online shopping websites. However people still can purchase products and services through a PayPal gateway even if they do not have their own PayPal account while using a credit or debit card on the PayPal payment page you are able to make any transaction. When it comes to accessing your funds through your PayPal account you are able to sign up for a PayPal debit card and withdraw money from ATMs anywhere and at any time you want. So you do not need to be worried about using or accessing your PayPal account funds.

Safety and security

One of the most important PayPal advantages is that while using PayPal to make transactions you do not need to give any information like your credit and debit card details. All you need to have is your account number and your email address so it is very safe and secure to buy any thing even if you do not know the website or company. When you are creating a PayPal account you just need to give your credit cards and bank accounts details and it is just that one time on PayPal system. As soon as you do this once when creating the account you will never have to enter your credit card information online. By paying with PayPal you can be sure that your sensitive information is completely secure and there is no way to be hacked.

Customer service and protection

PayPal has a great customer support and services that would protect you if any thing goes wrong with the transaction that you make at any time anywhere. You do not need to worried about problems or issues occurring in your payments since you always have the option to open a dispute and ask for getting your money back. In addition to that, similar to many other banks PayPal protects its users from unauthorized payments. By the mean in case you have notified that some one has used your PayPal account to make payments without letting you know, PayPal would let you get your money back.

Accessing your money is very easy. You can easily move money from your bank account to your PayPal account and vice versa. Once money is moved to your PayPal account, it takes minutes before you can use it; there is no clearing time so any money you receive will be available to you instantly.

Send money fast and easy

The first aim of using electronic payment systems like PayPal is sending money to other people fast and easy. As a PayPal user you are able to transfer money to anyone you wish instantly. PayPal would enable users save time and money while getting money to where they wish to send it.

Costs and fees

One of the most important PayPal advantages is the service is free. There would be no annual membership fees, processing fees or service charges. You can use your PayPal account to shop online whenever you want while you do not have to pay any service fees.

Accepting credit cards payments

Through PayPal you are able to accept and pay through credit cards and debit cards. This is a great feature since you can always receive payments from a friend or client or any one even if they do not have a PayPal account. However there would be a small fee for transacting through credit and debit cards around 3 percent.

PayPal mobile app

You can install PayPal mobile app on your Android and iOS devices and use the service’s features easy and fast with your mobile phone. Through the app you can shop online and transfer money wherever you are at any time. As soon as you install the app from AppStore for iOS users or from GooglePlay for Android users you have the option to take following actions through it.

Transfer funds to anyone anywhere

Send money

Pay any type of bills

Review transaction history

Make purchases and shop online

You do not need to be worried about your funds safety if you lost your phone for any reason since for any transactions through the PayPal mobile app you need to enter a PIN code so no one even if they access your mobile phone would be able to transfer your money.

Easy to set up

It is very easy and completely free to set up a PayPal account. You do not need to take any difficult actions to start using PayPal services. Then you can transfer money using your account balance or your bank account easily and instantly.

Receive payments through your email address

PayPal would give its users the possibility to receive payments through email address associated with their PayPal account. You have the option to add multiple email addresses to your PayPal account and receive payments through them.


PayPal would provide its users with special offers and discounts so you are able to save money in case you shop with PayPal at selected retailers.

start using paypal now

Considering all of PayPal advantages and features in case you have not signed up for the service yet you should do it. Learn about different types of PayPal account and create your own.

Matilda Boyce

Author Matilda Boyce

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